Speeding Fine Calculator
Estimate the likely speeding penalty band, court fine range, penalty points and possible disqualification risk from your speed, limit and weekly income.
Calculate a speeding fine estimate
Enter the speed limit, recorded speed and weekly income. The calculator estimates the sentencing band, fine range, points and possible disqualification note.
Your speeding fine estimate will appear here.
How the speeding fine calculator works
The calculator compares the speed limit and recorded speed with the sentencing guideline table. It then estimates the likely fine band and applies that band to your weekly income.
A lower-level offence may be handled by a fixed penalty or a speed awareness course. More serious cases can go to court, where the fine is usually linked to relevant weekly income.
Band A = 50% of weekly income, range 25% to 75%
Band B = 100% of weekly income, range 75% to 125%
Band C = 150% of weekly income, range 125% to 175%
Maximum fine cap = £1,000, or £2,500 on motorwaysSpeeding bands used in this calculator
The band is based on how far above the speed limit the recorded speed is. The same 42mph speed is treated differently in a 30mph zone than it would be in a 40mph zone.
Fixed penalty vs court fine
The minimum speeding penalty is commonly described as a £100 fine and 3 penalty points. That does not mean every speeding offence is only £100. The outcome depends on the speed, road, circumstances and whether the matter is handled by fixed penalty or court.
If the case goes to court, the fine can be calculated using weekly income and sentencing bands. The legal maximum is generally £1,000 on non-motorway roads and £2,500 on motorways.
Speeding fine examples
Important limits of this estimate
This calculator cannot tell you whether you will be offered a course, whether you should accept a fixed penalty, whether you will be banned, or what a magistrates' court will decide. It is a structured estimate, not legal advice.
Existing points, new-driver rules, previous offences, aggravating factors, mitigation, location, evidence and local enforcement policy can all affect the outcome.
FAQs
What is the minimum speeding penalty?
The usual minimum penalty is a £100 fine and 3 penalty points. Some lower-level cases may be offered a speed awareness course, but this is not guaranteed.
How much can a speeding fine be?
Court fines are usually linked to weekly income and capped. The general cap is £1,000, or £2,500 for motorway speeding offences.
Can I get banned for speeding?
Yes, possible disqualification appears in Band B and Band C guideline outcomes. The calculator flags this, but the actual decision is for the court.
Does this apply across the whole UK?
The band estimate is based on England and Wales sentencing guidance. Scotland and Northern Ireland can differ, so treat the result as a guide rather than a final answer.
Useful glossary terms
These terms help explain the figures and driving-cost context around the estimate.
Speeding is not the only cost of driving
Fuel, depreciation, insurance, parking and commuting can all add up. Use the Car & Travel calculators to estimate the wider cost of running a car.
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