*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
    :root{
      --bg:#f7f9fc;--surface:#fff;--surface-2:#f9fafb;--surface-3:#eff6ff;
      --border:#e5e7eb;--text:#111827;--muted:#4b5563;--dim:#6b7280;--soft:#9ca3af;
      --accent:#2563eb;--accent-dark:#1d4ed8;--accent-soft:#e0ecff;
      --success:#16a34a;--success-soft:#dcfce7;
      --warning:#d97706;--warning-soft:#fef3c7;
      --danger:#dc2626;--danger-soft:#fee2e2;
      --purple:#7c3aed;--purple-soft:#ede9fe;
      --teal:#0f766e;--teal-soft:#ccfbf1;
      --radius:18px;--shadow:0 10px 30px rgba(15,23,42,.04);
      --sans:Inter,Arial,sans-serif
    }
    html{scroll-behavior:smooth;overflow-x:hidden}
    body{background:var(--bg);color:var(--text);font-family:var(--sans);font-size:15px;line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
    img,table,pre,iframe,video,canvas{max-width:100%}
    a{color:var(--accent);text-decoration:none}
    a:hover{text-decoration:underline}
    .hero,.article-hero,.hero-card,.content-card,.definition-card,.content-stack,.layout,.article-card,.sidebar,.sidebar-card,.related-card,.cta-block,.hub-cta,.calculator-callout,.formula-box,.table-wrap{max-width:100%;min-width:0}
    .site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid var(--border)}
    .nav-wrap{max-width:1120px;margin:0 auto;padding:14px 20px;display:flex;align-items:center;justify-content:space-between;gap:18px}
    .brand{display:flex;align-items:center;gap:10px;font-size:18px;font-weight:800;color:var(--text);text-decoration:none}
    .brand:hover{text-decoration:none;color:var(--text)}
    .brand-mark{width:32px;height:32px;border-radius:10px;background:var(--accent);color:#fff;display:grid;place-items:center;font-weight:800}
    .top-nav{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:600}
    .top-nav a{color:var(--muted);text-decoration:none}
    .top-nav a:hover{color:var(--accent);text-decoration:none}
    .menu-btn{display:none;background:none;border:none;cursor:pointer;padding:8px;color:var(--text);border-radius:8px;line-height:1}
    .mobile-nav{visibility:hidden;pointer-events:none;position:fixed;top:0;left:0;right:0;bottom:0;z-index:9999}
    .mobile-nav.open{visibility:visible;pointer-events:auto}
    .mobile-nav-overlay{position:absolute;top:0;left:0;right:0;bottom:0;background:rgba(15,23,42,.5)}
    .mobile-nav-panel{position:absolute;top:0;right:0;width:280px;max-width:85vw;height:100%;background:#fff;box-shadow:-4px 0 24px rgba(15,23,42,.15);display:flex;flex-direction:column;overflow-y:auto;transform:translateX(100%);transition:transform .25s ease}
    .mobile-nav.open .mobile-nav-panel{transform:translateX(0)}
    .mobile-nav-head{display:flex;align-items:center;justify-content:space-between;padding:18px 20px;border-bottom:1px solid var(--border);background:#fff}
    .mobile-nav-head strong{font-weight:800;font-size:16px;color:var(--text)}
    .mobile-nav-close{background:none;border:none;cursor:pointer;color:var(--dim);padding:6px;border-radius:8px;line-height:1;font-size:22px}
    .mobile-nav-links{flex:1}
    .mobile-nav-links a{display:block;padding:15px 20px;font-size:15px;font-weight:600;color:var(--text);border-bottom:1px solid var(--border);text-decoration:none}
    .mobile-nav-links a:active{background:var(--surface-2)}
    .mobile-nav-footer{padding:16px 20px;border-top:1px solid var(--border);font-size:12px;color:var(--dim)}
    .main{max-width:1120px;margin:0 auto;padding:20px 20px 70px}
    .breadcrumb{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:13px;color:var(--dim);margin:4px 0 16px}
    .breadcrumb a{color:var(--muted);font-weight:600;text-decoration:none}
    .breadcrumb a:hover{color:var(--accent);text-decoration:none}
    .hero-card{padding:22px 28px;position:relative;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:20px;display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:24px;align-items:center}
    .eyebrow{display:inline-flex;align-items:center;width:max-content;padding:5px 10px;font-size:12px;margin-bottom:10px;border-radius:999px;background:var(--accent-soft);color:var(--accent-dark);font-weight:800;letter-spacing:.04em;text-transform:uppercase}
    h1{font-size:clamp(26px,3.8vw,42px);line-height:1.12;max-width:100%;margin-bottom:10px;letter-spacing:-.03em}
    .hero-subtitle{font-size:15px;line-height:1.6;max-width:100%;color:var(--muted)}
    .hero-actions{display:flex;align-items:center;gap:10px;margin-top:14px;flex-wrap:wrap}
    .pill{display:inline-flex;align-items:center;gap:6px;border-radius:999px;background:var(--surface-2);border:1px solid var(--border);padding:6px 10px;color:var(--muted);font-size:12px;font-weight:700}
    .hero-search-panel{margin-top:0;max-width:480px;position:relative;z-index:100;background:var(--surface-2);border:1px solid var(--border);border-radius:16px;padding:16px}
    .hero-search-label{font-size:11.5px;font-weight:700;color:var(--muted);letter-spacing:.04em;text-transform:uppercase;margin-bottom:8px;display:block}
    .search-container{position:relative}
    .search-input-wrap{position:relative}
    .search-input{width:100%;padding:11px 14px 11px 40px;border-radius:12px;border:1px solid var(--border);background:#fff;color:var(--text);font-size:14px;font-family:var(--sans);outline:none;transition:border-color .15s ease,background .15s ease}
    .search-input:focus{border-color:var(--accent);background:#fff}
    .search-input::placeholder{color:var(--soft)}
    .search-icon{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--soft);pointer-events:none}
    .search-dropdown{position:absolute;left:0;right:0;top:calc(100% + 6px);background:var(--surface);border:1px solid var(--border);border-radius:14px;box-shadow:0 20px 40px rgba(15,23,42,.18);max-height:300px;overflow-y:auto;z-index:9999}
    .search-dropdown.hidden{display:none}
    .search-results{padding:4px 0}
    .search-result{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:10px 14px;font-size:13.5px;color:var(--text);font-weight:600;border-bottom:1px solid var(--border);transition:background .1s ease;text-decoration:none;line-height:1.4}
    .search-result:last-child{border-bottom:0}
    .search-result:hover{background:var(--surface-2);text-decoration:none;color:var(--text)}
    .search-cat{font-size:11px;font-weight:700;color:var(--dim);background:var(--surface-2);padding:2px 7px;border-radius:999px;white-space:nowrap;flex-shrink:0}
    .search-empty{padding:12px 14px;font-size:13.5px;color:var(--dim)}
    .layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:20px;align-items:start}
    .content-stack{display:flex;flex-direction:column;gap:18px}
    .content-card,.sidebar-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}
    .content-card{padding:24px}
    .content-card h2,.sidebar-card h2{font-size:21px;line-height:1.25;letter-spacing:-.02em;margin-bottom:12px}
    .content-card h3{font-size:17px;margin:18px 0 8px;line-height:1.35}
    .content-card p{color:var(--muted);margin-bottom:12px}
    .content-card p:last-child{margin-bottom:0}
    .content-card ul{padding-left:20px;color:var(--muted);margin:8px 0 0}
    .content-card li{margin:6px 0}
    .calculator-card{padding:0;overflow:hidden}
    .calculator-head{padding:22px 24px;border-bottom:1px solid var(--border);background:linear-gradient(180deg,#fff,var(--surface-2))}
    .calculator-head h2{margin-bottom:6px}
    .calculator-head p{margin:0;color:var(--muted)}
    .calc-body{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:0}
    .calc-inputs{padding:24px;border-right:1px solid var(--border)}
    .calc-results{padding:24px;background:var(--surface-2)}
    .form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
    .field{display:flex;flex-direction:column;gap:6px}
    .field.full{grid-column:1/-1}
    .field label{font-size:13px;font-weight:800;color:var(--text)}
    .field .hint{font-size:12px;color:var(--dim);line-height:1.4}
    .input-shell{position:relative}
    .input-prefix,.input-suffix{position:absolute;top:50%;transform:translateY(-50%);color:var(--dim);font-size:13px;font-weight:700;pointer-events:none}
    .input-prefix{left:12px}.input-suffix{right:12px}
    input[type="number"],select{width:100%;border:1px solid var(--border);border-radius:12px;background:#fff;font:inherit;font-size:14px;color:var(--text);padding:10px 12px;outline:none;min-height:44px}
    .has-prefix input{padding-left:30px}.has-suffix input{padding-right:48px}
    input[type="number"]:focus,select:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(37,99,235,.10)}
    .toggle-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px;border:1px solid var(--border);border-radius:12px;background:#fff}
    .toggle-row span{font-size:13px;font-weight:800;color:var(--text)}
    .switch{position:relative;display:inline-block;width:46px;height:26px;flex-shrink:0}
    .switch input{opacity:0;width:0;height:0}
    .slider{position:absolute;cursor:pointer;top:0;left:0;right:0;bottom:0;background:#d1d5db;transition:.2s;border-radius:999px}
    .slider:before{position:absolute;content:"";height:20px;width:20px;left:3px;bottom:3px;background:white;transition:.2s;border-radius:50%;box-shadow:0 1px 4px rgba(15,23,42,.22)}
    .switch input:checked + .slider{background:var(--accent)}
    .switch input:checked + .slider:before{transform:translateX(20px)}
    .result-main{background:#fff;border:1px solid var(--border);border-radius:16px;padding:18px;margin-bottom:14px}
    .result-label{display:block;font-size:12px;font-weight:800;color:var(--dim);text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}
    .result-value{font-size:34px;line-height:1.05;font-weight:800;color:var(--text);letter-spacing:-.04em}
    .result-sub{font-size:13px;color:var(--muted);margin-top:7px;line-height:1.45}
    .result-grid{display:grid;grid-template-columns:1fr;gap:10px}
    .mini-result{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;background:#fff;border:1px solid var(--border);border-radius:14px;padding:12px}
    .mini-result span:first-child{font-size:13px;color:var(--muted);font-weight:700}
    .mini-result strong{font-size:15px;color:var(--text);white-space:nowrap}
    .notice{margin-top:14px;border-radius:14px;padding:12px 14px;background:var(--warning-soft);color:#7c2d12;font-size:13px;font-weight:600;display:none}
    .notice.show{display:block}
    .error{margin-top:14px;border-radius:14px;padding:12px 14px;background:var(--danger-soft);color:#7f1d1d;font-size:13px;font-weight:700;display:none}
    .error.show{display:block}
    .assumption-box{margin-top:16px;border:1px solid var(--border);background:#fff;border-radius:14px;padding:14px;font-size:13px;color:var(--muted)}
    .assumption-box strong{color:var(--text)}
    .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;border:1px solid var(--accent);background:var(--accent);color:#fff;font-size:14px;font-weight:800;padding:10px 14px;text-decoration:none;transition:background .12s ease,border-color .12s ease,transform .12s ease}
    .btn:hover{background:var(--accent-dark);border-color:var(--accent-dark);color:#fff;text-decoration:none;transform:translateY(-1px)}
    .btn.secondary{background:#fff;color:var(--accent);border-color:var(--border)}
    .btn.secondary:hover{background:var(--surface-3);color:var(--accent-dark);border-color:var(--accent-soft)}
    .cta-block{padding:22px 24px;border-radius:var(--radius);background:linear-gradient(135deg,var(--surface-3),#fff);border:1px solid var(--accent-soft)}
    .cta-block h2{margin-bottom:8px}.cta-block p{max-width:100%;color:var(--muted)}
    .cta-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
    .disclosure{font-size:12px;color:var(--dim);margin-top:10px!important}
    .formula-box{overflow-x:auto;max-width:100%;background:#0f172a;color:#e5e7eb;border-radius:14px;padding:16px;font-size:13px;line-height:1.65;margin:12px 0}
    .formula-box code{display:block;max-width:100%;white-space:pre-wrap;font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace}
    .example-grid,.related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:12px}
    .example-card,.related-card{border:1px solid var(--border);border-radius:14px;padding:14px;background:var(--surface-2);min-width:0;overflow-wrap:break-word}
    .example-card strong,.related-card strong{display:block;color:var(--text);font-size:14px;margin-bottom:6px}
    .example-card span,.related-card span{display:block;color:var(--muted);font-size:13px;line-height:1.5}
    .related-card{text-decoration:none;color:var(--text)}
    .related-card:hover{border-color:var(--accent-soft);background:#fff;text-decoration:none}
    .faq-item{border-top:1px solid var(--border);padding:15px 0}
    .faq-item:first-of-type{border-top:0;padding-top:0}
    .faq-item h3{font-size:16px;margin:0 0 6px}
    .glossary-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
    .glossary-pills a{display:inline-flex;border-radius:999px;background:var(--surface-2);border:1px solid var(--border);padding:7px 11px;font-size:13px;font-weight:800;color:var(--text);text-decoration:none}
    .glossary-pills a:hover{border-color:var(--accent-soft);color:var(--accent);text-decoration:none;background:#fff}
    .sidebar{position:sticky;top:86px;display:flex;flex-direction:column;gap:14px}
    .sidebar-card{padding:16px}
    .sidebar-card h2{font-size:16px;margin-bottom:10px}
    .toc{display:flex;flex-direction:column;gap:0}
    .toc a{display:block;padding:9px 0;border-bottom:1px solid var(--border);font-size:13.5px;color:var(--muted);font-weight:700;text-decoration:none}
    .toc a:last-child{border-bottom:0}
    .toc a:hover{color:var(--accent);text-decoration:none}
    .toc-select{display:none;width:100%;padding:10px 12px;border:1px solid var(--border);border-radius:12px;background:#fff;color:var(--text);font-size:14px;font-weight:600;cursor:pointer}
    .sidebar-cta{background:var(--text);color:#fff;border-color:var(--text)}
    .sidebar-cta h2{color:#fff}.sidebar-cta p{color:#d1d5db;font-size:13px;margin-bottom:12px}.sidebar-cta .btn{width:100%}
    .related-guide-nav,.also-useful-nav,.quick-links-nav{display:flex;flex-direction:column;gap:0}
    .related-guide-nav a,.also-useful-nav a,.quick-links-nav a{display:block;padding:10px 0;font-size:14px;font-weight:600;color:var(--text);border-bottom:1px solid var(--border);text-decoration:none;line-height:1.4}
    .related-guide-nav a:last-child,.also-useful-nav a:last-child,.quick-links-nav a:last-child{border-bottom:0}
    .related-guide-nav a:hover,.also-useful-nav a:hover,.quick-links-nav a:hover{color:var(--accent);text-decoration:none}
    .related-sidebar-mobile,.also-useful-sidebar-mobile,.quick-links-sidebar-mobile{display:none;padding:0 12px 24px;box-sizing:border-box;width:100%}
    .footer{border-top:1px solid var(--border);background:#fff;padding:40px 20px 24px;margin-top:40px}
    .footer-inner{max-width:1120px;margin:0 auto}
    .footer-cols{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px;margin-bottom:32px}
    .footer-col h4{font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--dim);margin-bottom:12px}
    .footer-col ul{list-style:none;display:flex;flex-direction:column;gap:8px}
    .footer-col ul li a{color:var(--muted);font-size:13px;font-weight:600;transition:color .12s ease;text-decoration:none}
    .footer-col ul li a:hover{color:var(--accent);text-decoration:none}
    .footer-base{border-top:1px solid var(--border);padding-top:20px;color:var(--dim);font-size:12px}
    @media(max-width:980px){
      .layout{display:flex;flex-direction:column}
      .sidebar{position:static;order:-1;width:100%}
      .calc-body{grid-template-columns:1fr}
      .calc-inputs{border-right:0;border-bottom:1px solid var(--border)}
      .example-grid,.related-grid{grid-template-columns:1fr}
      .toc{display:none}.toc-select{display:block}
      .related-sidebar{display:none}.also-useful-sidebar{display:none}.quick-links-sidebar{display:none}
      .related-sidebar-mobile{display:block}.also-useful-sidebar-mobile{display:block}.quick-links-sidebar-mobile{display:block}
    }
    @media(max-width:860px){.hero-card{grid-template-columns:1fr}.hero-search-panel{max-width:100%;margin-top:4px}}
    @media(max-width:760px){
      .top-nav{display:none}.menu-btn{display:block}
      .main{padding:16px 12px 48px}
      .hero,.article-hero,.hero-card{padding:16px}
      .content-card{padding:16px}.sidebar-card{padding:14px}.cta-block{padding:16px}
      h1{font-size:22px}h2{font-size:19px;margin-bottom:10px}h3{font-size:16px}.hero-subtitle{font-size:14px}
      .form-grid{grid-template-columns:1fr}.calc-inputs,.calc-results{padding:16px}
      .btn{width:100%;box-sizing:border-box}.cta-block p{max-width:100%}
      .footer-cols{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
    }
    @media(max-width:420px){.footer-cols{grid-template-columns:1fr}.result-value{font-size:28px}.mini-result{flex-direction:column;gap:4px}.mini-result strong{white-space:normal}}